Truck Finance for Greater Manchester Hauliers
With Trafford Park, Port Salford and the M60, M62, M6 and M56 on the doorstep, Greater Manchester is one of the busiest freight hubs in the country. Boost Finance arranges HGV and truck finance for local hauliers, pallet network members and own-account operators, from a single 7.5 tonner to a fleet of new tractor units, with lenders who understand O-licences, contract work and how trucks hold their value.
Trucks we finance for Manchester operators
Tractor units
New and used units from Volvo, DAF, Scania, Mercedes-Benz, MAN, Iveco and Renault Trucks.
Rigids & tippers
7.5 to 32-tonne rigids, tippers and grab lorries. See grab lorry finance.
Trailers
Curtainsiders, fridges, flatbeds and low loaders. See trailer finance.
Finance calculator
What would a truck cost each month?
Get an instant estimate using current UK lender rates, then let us find you the real deal.
Local deal
£135k of trailers for Trafford Park’s MJL Transport
Trafford Park heavy haulier MJL Transport funded three trailers through Boost in two months: a brand-new 2026 Nooteboom semi-low-loader and two used 2020 SDC vehicle transporter trailers, worth £135,215 plus VAT, on 60-month hire purchase with 10% deposits and VAT deferral.
Read the MJL Transport case study →
Deposits and rates were specific to this customer and aren’t guaranteed for other applications.
Near Manchester
£543k of new Volvo FH 500s for SK Distribution
Buxton haulier SK Distribution, just south of Manchester, has funded four brand-new Volvo FH 500 tractor units through Boost, worth £543,475 plus VAT, on hire purchase over 60 months at Tier 1 rates with 10% deposits and a three-month VAT deferral. We’ve also funded two Renault Master vans and seven yard offices for the business.
Read the SK Distribution case study →
Deposits and rates were specific to this customer and aren’t guaranteed for other applications.
Ways to fund it
Hire purchase
Fixed monthly payments and you own the asset at the end. VAT deferral can help with the upfront cost.
Hire purchase →
Finance lease
A low upfront cost, with VAT paid on each monthly rental rather than upfront.
Finance lease →
Need working capital, a GGS-backed facility or funds for premises as well? See business loans, including business loans in Manchester.
Across Greater Manchester
Local to you, wherever you are in Greater Manchester
We arrange finance for businesses in all ten boroughs: Manchester, Salford, Trafford, Stockport, Tameside, Oldham, Rochdale, Bury, Bolton and Wigan. From Trafford Park and Salford Quays to depots along the M62 at Rochdale and Oldham, and out to Wigan and Bolton on the M6 and M61.
Most deals are arranged by phone and email, so it’s quick wherever you’re based, and your dealer or supplier can be anywhere in the UK. Our registered office is at Gateway House, Styal Road, Manchester M22, near Manchester Airport.
What truck lenders look at
Your operator licence
Your O-licence, authorised vehicles and any contract work you have lined up.
The truck
Age, mileage and specification, and its expected value at the end of the agreement.
Deposit & term
Deposits are often around 10%, with terms usually up to 5 years and VAT deferral available with some lenders.
Blog
Case Studies & Guides
Explore our latest case studies and finance guides.
HGV Finance Manchester FAQs
Do you finance used trucks from Manchester dealers?
Yes, and from dealers anywhere in the UK. The truck’s age and mileage at the end of the agreement decide which lenders we use.
Can a new haulage business in Manchester get truck finance?
Often, yes. Lenders look at the directors’ experience, your O-licence, contracts and deposit. See HGV & truck finance.
Can I finance a tractor unit and trailer together?
Yes. A unit and trailers can go on one agreement or matching agreements.
Can you fund a yard or workshop as well?
Workshop equipment can go on asset finance, and premises can be funded with a business loan or GGS loan.
Can I spread the VAT on a new truck?
Some lenders offer VAT deferral, so you pay the VAT a few months into the agreement after reclaiming it.
Are you a lender?
No. Boost Finance is a credit broker, not a lender. Boost Asset Finance Ltd is an Appointed Representative of EFT Finance Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 667290). We work with a panel of lenders to find the right finance for you.
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