Tractor & Farm Machinery Finance
Farming income arrives in seasons, but machinery costs don’t wait. Boost Finance arranges agricultural finance with lenders who understand farm cash flow, including seasonal payment profiles that put the bigger payments after harvest or lambing. From a new tractor to a full contractor’s fleet, we’ll find the right structure for your business.
What we finance for agriculture
Tractors & telehandlers
New and used tractors, loaders and telehandlers from John Deere, New Holland, Massey Ferguson, JCB, Claas, Fendt and more.
Harvesting & cultivation
Combines, balers, sprayers, drills, mowers and cultivation equipment.
Farm vehicles & buildings
4x4s, pickups, livestock trailers, plus funding for buildings and diversification projects.
Finance calculator
What would a tractor cost each month?
Get an instant estimate using current UK lender rates, then let us find you the real deal.
Ways to fund it
Hire purchase
Fixed monthly payments and you own the asset at the end. VAT deferral can help with the upfront cost.
Hire purchase →
Finance lease
A low upfront cost, with VAT paid on each monthly rental rather than upfront.
Finance lease →
Need working capital, a GGS-backed facility or funds for premises as well? See business loans.
Finance built around the farming year
Seasonal payments
Lower payments in quieter months and larger ones when income arrives, matched to your harvest, lambing or milk cheque.
Annual or quarterly options
Some lenders offer annual or quarterly payment profiles for arable and contracting businesses.
Contractors & estates
Finance for farmers, agricultural contractors, estates and diversified rural businesses.
Blog
Case Studies & Guides
Explore our latest case studies and finance guides.
Agricultural Finance FAQs
Can I get seasonal payments on tractor finance?
Often, yes. Several lenders offer seasonal or irregular payment profiles that match your farm income. We’ll tell you what’s available for your deal.
Do you finance used farm machinery?
Yes. Used tractors and machinery can be financed from dealers and, in some cases, auctions and private sales.
Can sole traders and partnerships get agricultural finance?
Yes. Many farms trade as sole traders or partnerships, and we work with lenders who finance all of them.
Can I release cash from machinery I own?
Yes. Asset refinance releases cash tied up in machinery you already own.
Can you fund farm diversification?
We can help with equipment for diversification projects, and with business loans for wider investment.
Are you a lender?
No. Boost Finance is a credit broker, not a lender. Boost Asset Finance Ltd is an Appointed Representative of EFT Finance Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 667290). We work with a panel of lenders to find the right finance for you.
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