New Volvo FMX 8x4 tipper in UKAP livery, front three-quarter view at a depot

Asset Finance for UK Businesses

Spread the cost of vans, HGVs, plant, machinery and equipment with hire purchase, finance lease or refinance. We work on your behalf across a panel of specialist lenders to secure the best possible deal.

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Asset Finance Broker for Vehicles, Plant & Equipment

Asset finance lets your business get the vehicles, machinery and equipment it needs now and pay for them monthly, so your cash stays in the business. From a single van to a fleet of new HGVs, Boost Finance finds the right lender and the right structure for you, and handles the paperwork from first enquiry to payout.

Want a quick figure first? Try our asset finance calculator.

Choose how you finance it

Two black Volvo FH tractor units in SK Distribution livery

Own it at the end

Hire Purchase

Spread the cost over fixed monthly payments and own the asset once the final payment is made.

Fleet of new white Ford Transit Custom vans in Cummins Civil Engineering livery

Lower upfront cost

Finance Lease

Use the asset for an agreed term with VAT paid monthly on the rentals, not upfront.

Row of DAF 8x4 tipper lorries in UKAP livery

Release cash

Refinance & Equity Release

Raise funds against vehicles, plant and machinery you already own, and keep using them.

Renault Master Luton box van in Fast Pace Logistics livery, front view

Funding for growth

Business Loans

Unsecured and secured business loans for growth, cash flow and consolidating existing borrowing.

Commercial vehicles

Vans, HGVs, tippers, trailers and specialist vehicles, new or used.

Commercial vehicle finance →

Plant & machinery

Diggers, dumpers, cranes, grab lorries and production machinery.

Construction finance →

Equipment & technology

Workshop kit, catering equipment, IT and fit-outs for your premises.

Equipment finance →

Finance calculator

What would it cost each month?

Get an instant estimate using current UK lender rates, then let us find you the real deal.

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How it works

1

Tell us what you need

Search your company and tell us about the vehicle, machinery or equipment. It takes two minutes.

2

We find the right lender

We work on your behalf across our panel of specialist lenders to secure the best possible deal.

3

Get a clear quote

Rates, deposit and monthly payments set out clearly, with no jargon and no surprises.

4

Get moving

Once approved, we handle the paperwork and pay the supplier, so you can get your new asset working.

Three new white Ford Transit Custom vans in Cummins livery in a car park

Why use Boost Finance

One enquiry, a whole panel of lenders

Banks only offer their own products. As a broker, we look at your business, the asset and what you need, then go to the lenders most likely to approve it on the best terms. You get one point of contact from first call to payout.

  • New and used vehicles, plant, machinery and equipment
  • Terms usually from 1 to 5 years, with deposits shaped around your cash flow
  • Options such as VAT deferral and seasonal payment profiles
  • Limited companies, sole traders and partnerships
  • We deal with the supplier and the paperwork so you can get on with the job

Asset Finance FAQs

What is asset finance?

Asset finance lets your business get vehicles, machinery or equipment without paying the full cost upfront. You spread the cost over monthly payments while using the asset straight away, which keeps cash in the business for everything else.

What’s the difference between hire purchase and finance lease?

With hire purchase you pay a deposit and fixed monthly payments, and you own the asset once the final payment and any option fee are paid. With a finance lease the lender owns the asset and you pay rentals to use it, usually with VAT added to each rental rather than paid upfront. We’ll explain which suits your business and tax position.

What can I finance?

Most business assets with a resale value: vans, HGVs, tippers and trailers, plant and construction machinery, agricultural equipment, production machinery, workshop and catering equipment, and more. New and used assets can both be financed.

How much deposit will I need?

It depends on the asset, its age and your business. Some deals need around 10%, and some lenders will consider low or no deposit for strong applications. VAT deferral can also help with the upfront cost on hire purchase.

Can new or small businesses get asset finance?

Yes. We work with sole traders, partnerships and limited companies, and with lenders who support newer businesses as well as established ones. A larger deposit or a director’s guarantee can sometimes help.

Can I raise money against assets I already own?

Yes. Asset refinance releases cash tied up in vehicles, plant and equipment you own outright or have mostly paid off, and you keep using them.

Are you a lender?

No. Boost Finance is a credit broker, not a lender. Boost Asset Finance Ltd is an Appointed Representative of EFT Finance Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 667290). We work with a panel of lenders to find the right finance for you.

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