Business Loans for Growing UK Businesses
Whether you need working capital, funds to take on a new contract or a way to bring several loans into one lower monthly payment, Boost Finance finds the right lender for your business. We arrange unsecured business loans, secured business loans and government-backed GGS loans, with clear advice from first call to payout.
Our core product
Unsecured Business Loans
Borrow without putting up property or assets as security. Fast decisions for working capital, growth, stock, staff and new contracts.
Consolidate & save
Secured Business Loans
Larger amounts and longer terms, secured against property or assets. Ideal for bringing several existing loans into one monthly payment.
Government-backed GGS loans
Loans through accredited lenders under the government’s Growth Guarantee Scheme, for investment and growth.
See a £105k GGS deal →
Cash flow & working capital
Smooth out seasonal dips, pay VAT or tax bills, or fund a big contract before the client pays.
Find out more →
Release cash from your assets
Raise funds against vehicles, plant and machinery you already own, and keep using them.
Asset refinance →
How it works
Tell us what you need
Search your company and tell us how much you need and what it’s for. It takes two minutes.
We find the right lender
We work on your behalf across our panel of specialist lenders to secure the best possible deal.
Get a clear quote
Rates, deposit and monthly payments set out clearly, with no jargon and no surprises.
Funds released
Once approved, we handle the paperwork with the lender and the funds are paid to your business.
Unsecured business loans
Funding without putting up security
An unsecured business loan gives you a lump sum to repay in fixed monthly instalments, without a charge over your property or assets. It’s often the quickest way to fund growth, take on a new contract, buy stock or smooth out cash flow.
- Fast decisions from specialist and mainstream lenders
- Fixed monthly repayments for easy budgeting
- Suitable for limited companies and established businesses
- Directors’ personal guarantees are usually required
Secured business loans
Bring your business borrowing into one
Many businesses run several loans and finance agreements at once, each with its own monthly payment. A secured business loan can consolidate them into a single loan over a longer term, which could significantly reduce what you pay each month and free up cash for the business.
- Larger loan amounts and longer terms than unsecured borrowing
- Secured against business or personal property, or business assets
- One monthly payment instead of several
- Also used for expansion, premises and major investment
Spreading borrowing over a longer term can reduce monthly payments but may increase the total amount you repay. Your property or assets may be at risk if you do not keep up repayments on a loan secured against them.
Case study
£105k GGS loan for Fast Pace Logistics
Swansea delivery firm Fast Pace Logistics was spending around £100,000 a year on outside vehicle repairs. We secured a £105,000 government-backed GGS loan in a few weeks to build their own commercial vehicle workshop, with the savings covering the repayments.
“Great service, always on the end of the phone to assist.”
Nicholas Davies, Director
Business loans for your sector
We work with lenders who understand how your industry operates.
Business Loans FAQs
What’s the difference between unsecured and secured business loans?
An unsecured loan isn’t secured against property or assets, so it’s usually quicker to arrange, though lenders normally ask for directors’ personal guarantees. A secured loan is secured against property or business assets, which usually allows larger amounts and longer terms.
Can I consolidate my existing business loans?
Yes. A secured business loan can be used to repay several existing loans and finance agreements, leaving one monthly payment. Spreading borrowing over a longer term can lower monthly payments but may increase the total you repay, and we’ll set out the costs clearly so you can compare.
How much can my business borrow?
It depends on your turnover, trading history, profitability and, for secured loans, the security available. We’ll talk through your figures and find lenders whose criteria fit.
How quickly can I get the money?
Unsecured loans can often be arranged quickly once a lender has your information. Secured loans take longer because the lender needs to value and register the security.
What is a GGS loan?
The Growth Guarantee Scheme is a government-backed scheme run through the British Business Bank. The government guarantee is given to the lender, not to you: your business remains fully responsible for the loan, and personal guarantees may still be required.
Are you a lender?
No. Boost Finance is a credit broker, not a lender. Boost Asset Finance Ltd is an Appointed Representative of EFT Finance Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 667290). All finance is subject to status.
Apply Now
At Boost Finance, we’re committed to providing transparent and supportive financial solutions to help your business thrive. If you’re ready to take the next step, apply now or get in touch with our team to discuss your options.
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