Classic & Vintage Car Finance
Most mainstream lenders won’t finance a car that’s 20, 40 or 60 years old. Classic car finance needs lenders who value the car on its rarity, condition and history rather than its age. Boost Finance works with specialist classic car lenders who fund dealer, auction and, in some cases, private sales, including cars that are appreciating in value.
Classics we finance
Classic Porsche & Ferrari
Air-cooled 911s, 356, 964 and 993; classic Ferraris and other collectible sports cars.
Mercedes, Jaguar & Aston Martin
SL and 300 SL, E-Type, XK and DB-series Astons.
American & modern classics
Muscle cars, modern classics and future classics from the 1980s to 2000s.
Ways to finance it
Hire purchase (HP)
Fixed monthly payments, and the car is yours once the final payment is made.
Car hire purchase →
PCP
Lower monthly payments, with the choice to keep, return or part-exchange at the end.
PCP car finance →
Lease purchase
Lower payments with a final balloon, popular for high-value and appreciating cars.
Lease purchase →
Classic car finance
What classic car lenders look at
- Valuation: an independent or specialist valuation is often required
- Provenance: history file, matching numbers and ownership record
- Condition: concours, restored or usable classic
- Where you buy it: dealer, auction or private sale
Lease purchase with a balloon is popular on classics that are expected to hold or grow in value.
Based in Cheshire or South Manchester? See our prestige and supercar finance in Wilmslow, Alderley Edge and across Cheshire.
Why drivers use Boost
Specialist lenders
We work with lenders who understand prestige, performance and older cars that mainstream lenders can be cautious about.
Any dealer, new or used
Franchised dealers, specialist independents and, with some lenders, private sellers. We deal with the seller for you.
Clear figures, fast
Deposit, monthly payment and any final payment set out clearly, with one point of contact from first call to collection.
Finance is subject to status and available to UK residents aged 18 and over. Boost Finance is a credit broker, not a lender.
Classic Car Finance FAQs
Can I finance a classic car bought at auction?
Some specialist lenders fund auction purchases, usually with the finance agreed before the sale. Talk to us before you bid.
Can I finance a private classic car sale?
Often, yes, with checks on the car, its history and the seller.
Do I need a valuation?
Many classic car lenders ask for an independent or specialist valuation, especially on higher-value cars.
How old can a car be for classic car finance?
Specialist lenders have no fixed age limit. They look at the car’s value, condition and provenance.
Can I release equity from a classic I own?
Yes. Car equity release can raise funds against a classic you already own.
Are you a lender?
No. Boost Finance is a credit broker, not a lender. Boost Asset Finance Ltd is an Appointed Representative of EFT Finance Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 667290). We work with a panel of lenders to find the right finance for you.
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