HGV & Commercial Trailer Finance
Trailers are the part of the fleet that earns while your units keep moving, and adding them is one of the quickest ways to win more work. Boost Finance arranges trailer finance for hauliers, pallet network members and own-account operators, from a single curtainsider to a fleet of fridges. A trailer can go on its own agreement, or alongside a new tractor unit. We recently funded a new Nooteboom semi-low-loader for Manchester haulier MJL Transport.
Trailers we finance
Curtainsiders & box trailers
Standard and double-deck curtainsiders, box vans and tail-lift trailers.
Fridge & specialist
Fridge (reefer) trailers, tankers, walking floors and car transporters.
Flatbeds & low loaders
Flatbeds, step frames, low loaders and tipping trailers for plant and aggregates.
Finance calculator
What would a trailer cost each month?
Get an instant estimate using current UK lender rates, then let us find you the real deal.
Ways to fund it
Hire purchase
Fixed monthly payments and you own the asset at the end. VAT deferral can help with the upfront cost.
Hire purchase →
Finance lease
A low upfront cost, with VAT paid on each monthly rental rather than upfront.
Finance lease →
Need working capital, a GGS-backed facility or funds for premises as well? See business loans.
Why trailer finance makes sense
Long working life
Trailers usually outlast tractor units, so lenders are often comfortable with longer terms on new trailers.
VAT deferral
Some lenders let you pay the VAT a few months in, once you’ve reclaimed it.
Units & trailers together
Finance a tractor unit and trailers on matching agreements. See HGV & truck finance.
We arrange finance on trailers from Nooteboom, Schmitz Cargobull, Krone, Montracon, SDC, Don-Bur, Kögel, Chereau, Gray & Adams and others. Boost Finance is an independent credit broker and is not affiliated with or endorsed by any manufacturer.
Case study
A new Nooteboom semi-low-loader for MJL Transport
Trafford Park haulier MJL Transport has added a brand-new 2026 Nooteboom OSDS-48 three-axle semi-low-loader to its fleet, funded through Boost.
- Trailer: new Nooteboom OSDS-48-03V semi-low-loader
- Value: £62,715 plus VAT
- Deposit: 10%
- Customer: MJL Transport, Trafford Park, Manchester
Deposits were specific to this customer and aren’t guaranteed for other applications.
We’ve also funded four new Volvo FH 500 tractor units for Buxton haulier SK Distribution. See the SK Distribution case study.
Blog
Case Studies & Guides
Explore our latest case studies and finance guides.
Trailer Finance FAQs
Can I finance a used trailer?
Yes. Used trailers from dealers are widely financed, and some lenders fund private sales. Age and condition at the end of the agreement decide which lenders we use.
Can I finance a trailer without a tractor unit?
Yes. Trailers can go on their own agreement.
How long can trailer finance run?
Terms are often up to 5 years, and sometimes longer on new trailers, depending on the lender.
Do you finance fridge trailers?
Yes, including the fridge unit, from new and used suppliers.
Do you finance low loaders?
Yes. Low loaders, semi-low-loaders and step frames for plant and abnormal loads are financed new and used. We recently funded a new Nooteboom semi-low-loader for MJL Transport.
Can I raise cash against trailers I own?
Yes. Asset refinance releases cash from trailers you already own.
Are you a lender?
No. Boost Finance is a credit broker, not a lender. Boost Asset Finance Ltd is an Appointed Representative of EFT Finance Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 667290). We work with a panel of lenders to find the right finance for you.
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