How Lease Purchase Works
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Choose Your Vehicle
Select the car that suits your preferences and needs.
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Agree on Terms
Determine your deposit, repayment period, and balloon payment with our team.
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Fixed Monthly Payments
Make regular, fixed monthly payments over the agreed term.
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Final Balloon Payment
At the end of the term, pay a lump sum (balloon payment) to take full ownership of the vehicle.


Benefits of Lease Purchase
- Lower Monthly Payments: By deferring a portion of the cost to the end of the term, monthly payments are reduced, making it more affordable.
- Flexible Ownership Options: At the end of the agreement, you can choose to pay the balloon payment, refinance it, or sell the vehicle to settle the balance.
- Ideal for High-Value Vehicles: Perfect for acquiring specialist or classic cars that may appreciate in value over time.
Considerations
Balloon Payment
The final lump sum is based on the vehicle’s predicted residual value and is not guaranteed.
Commitment
Ensure you can meet the monthly payments and the balloon payment at the end of the term.
Depreciation Risk
If the vehicle’s value decreases more than anticipated, the balloon payment may exceed its market value.
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